Naigad

Naigad is a character found at the Sejan lake. She's a mysterious character who's there looking for unknown treasure at the bottom of the lake for an even more unknown and powerful contractor.

First meeting
When the player first arrives at the Sejan lake, they can go for a swim. In the water, a shadowy creature approaches them and they can choose whether to swim away, wait for what it does or attack it. No matter the choice, it turns out to be Naigad bored out of her mind, wanting to startle the player. After a quick introduction, she swims away, leaving the player alone.

The treasure
The player can meet Naigad at any time during the day on following visits to the lake. At night, she's nowhere to be found. After some dialogue, she notices that the player has five fingers of their hands. As it turns out, she's looking for a chest at the bottom of the lake; or, more specifically, a way to open it and the mechanism on it requires a five-fingered hand, something quite rare with the world's inhabitants. She then explains that she brought a synthetic arm with her but it doesn't seem to be working and she offers the player payment (settled on before the job) for helping her retrieve the treasure at the bottom of the lake.

The player can either attempt to fix the arm (with intelligence of 6, it can be successful, otherwise the player can fry the whole thing) or agree to dive down and use their hand to open the chest. Here, the chest does actually open very easily (Naigad hastily takes the artefact that seems to be a stone circle of some kind and leaves) when the player places their palm in the lock mechanism, but it also gets stuck in it with a minor slash. With strength of 8, they can pull away the mechanism. With unsufficient strength, the player loses consciousness and is saved by Naigad. After the job is done, the player leaves and are told to return when the payment is ready.

There are a number of possible payments the two can agree on:
 * Fixed payment of 2 or 3 Adats and 200 Krats (no skill check needed for the increase)
 * Future favour from Naigad
 * A kiss on the cheek
 * Sex (only with charisma of 7)
 * Nothing (the player helps for free)

After the transaction, Naigad leaves and can't be encountered anymore.